币安C2C出金前必知：如何避免银行卡被冻结

一、如何预防银行卡被冻结？

1. 不要使用常用卡。避免使用工资卡、还房贷车贷的卡等常用卡，这些卡被冻结后对用户影响较大。
2. 避免选择4大行的卡。选择地方性银行的卡被冻结的概率较低。
3. 尽量申请多个微信和支付宝小额提取。多个提现渠道可以分散风险。
4. 选择认证商家2000单以上或者平台认证过的商家。虽然这条也被案例证明效果不显著，但安全系数总归会好一些。
5. 出金小额多次，不要一次性提取大额资金。担心时间过长比特币折价，可以换成稳定币USDT。但需要注意，接触商家越多，风险也就越大。
6. 使用信用卡先消费，然后再出金。消费完毕后及时还款，这样可以避免因大额出金被冻结。
7. 利用股市的“洗钱”机制。出金后可以转入股市，之后再转回来提现，以此保证资金的安全。
8. 如果可以，选择将要提取的USDT换成BTC再出金。由于USDT出金风险较高，使用BTC出金可以减少被冻结的概率。
9. 如果资金量较大，可以考虑使用大客户通道。

二、如果银行卡被冻结了，该怎么办？

当你在进行交易时，有时可能会遇到银行卡被冻结的情况，这可能会影响你的交易体验和资金安全。如果遇到银行卡被冻结，你需要采取措施来解决这个问题。以下是一些解决方法。

首先，当你发现银行卡被冻结时，你需要及时与银行联系并了解冻结的原因。如果是银行自身的风控措施导致的冻结，那么问题通常不大，只是网银功能被冻结。通过与银行沟通并提供相关的交易证明，你可以解冻这个问题。如果是因为异常like 25 apples、频繁多人多次交易etc.异常行为导致的，也需要及时与银行沟通解决。

其次，如果银行卡被司法机关冻结，这可能是因为你收到了电信诈骗的资金。在这种情况下，被诈骗的受害者会报警，然后司法机关会根据电信诈骗资金的流动，将相关的银行卡全部冻结。这种情况下，你需要了解是哪个机关冻结了你的卡，并认真沟通提供自己的交易流水。不过需要注意的是，司法机关冻结的问题可能会比较麻烦，需要等待较长时间才能解决。

如果银行卡长期被冻结，你可以尝试申请解冻非涉案金额。比如你的银行卡有5万，其中2万是黑钱，那么你可以申请解冻剩余的3万。不过，需要注意的是，在处理银行卡被冻结的问题时，一定要保持耐心和理性，遵守银行规定和相关法律法规，不要采取非法手段，以免给自己带来更多的麻烦和损失。

三、交易所的态度

After your bank card is frozen, contact the OTC exchange and you will usually be told the process of handling the bank card freeze, but the exchange's attitude towards the acceptors is such that they cannot be sure that the black money is coming from these acceptors, therefore, they will not punish these acceptors.

I am not very happy with the way this was handled and I think it is the responsibility of the exchange to remind customers which acceptors have had their funds frozen in order to prevent a similar situation from occurring again.

四、更安全出金的流程

I'll give you some advice about safe withdrawal of funds, depending on your situation.

1. Bull market out of the gold out of the probability of problems is lower, because the bull market when more money into the field, the probability of encountering black money is lower.

2. It is best if you can find people around you who are familiar with OTC trading, preferably those who are supposed to buy coins.

3. When you withdraw the money, you should pay attention to the real name of the buyer's payment account needs to be the same as the real name of the exchange account, if you receive the money and find that the name is not the same, the probability is that there will be problems with the funds, find a way to return the assets, and then let customer service intervention to deal with.

4. Small withdrawals, multi-card withdrawals, really too worried about the funds have problems, you can go to the ATM machine to take out cash after each withdrawal (if the large funds, you can not take too much cash at once).

5. Choose some of the lesser-known and older exchanges, such as Anbank AEX, which was established in 2013, and choose those acceptors with a smaller amount of capital, then you can have a little loss in price, but there is some guarantee of security.

6. Don't sell your coins, if you sell your coins, you can also exchange them for USDT first, and then exchange USDT for RMB when you really need money, otherwise you can just hold USDT.